1. Introduction
This Disclaimer explains the limitations, scope, and intended use of the information, educational resources, software applications, digital products, online services, and other content provided by Chave da Liberdade Empreendimentos e Marketing Digital Ltda. (“the Company,” “we,” “our,” or “us”).
The information and materials made available through the Company’s websites, software applications, educational resources, digital products, online services, memberships, publications, and other business activities are provided in good faith for general educational and informational purposes.
By accessing or using any of the Company’s websites, products, software applications, or services, you acknowledge that you have read, understood, and accepted this Disclaimer.
This Disclaimer should be read together with our Terms of Service, Privacy Policy, Cookie Policy, Copyright & Intellectual Property Notice, Accessibility Statement, and any additional legal notices or product-specific agreements published by the Company.
2. Educational Purpose
The Company’s websites, software applications, digital products, educational resources, online courses, memberships, publications, newsletters, interactive tools, and other content are intended solely for educational and informational purposes.
Our goal is to provide educational materials that help individuals better understand a variety of topics, develop practical knowledge, and make more informed decisions based on their own circumstances.
The educational content made available by the Company is designed to promote learning, increase awareness, and encourage independent decision-making. It is not intended to replace independent research, professional judgment, or individualized advice.
Although we make reasonable efforts to provide accurate, well-researched, and up-to-date information, the educational content we publish may not always reflect the most recent legal, financial, medical, technological, scientific, or regulatory developments.
Users are responsible for evaluating the relevance, accuracy, and suitability of any information before relying upon it or making decisions based on our educational resources.
The educational resources provided by the Company are intended to support learning and personal development and should be used as complementary educational tools rather than as substitutes for professional services or individualized advice.
3. No Professional Advice
The information, educational resources, software applications, digital products, online courses, memberships, calculators, interactive tools, and other content provided by the Company are not intended to constitute professional advice of any kind.
Nothing published or made available by the Company should be interpreted as financial, investment, legal, tax, accounting, medical, psychological, therapeutic, nutritional, or other professional advice.
Unless expressly stated otherwise in writing for a specific service, the Company does not provide licensed professional services through its websites, software applications, digital products, or educational resources.
Before making financial, legal, medical, business, or other significant decisions, you should seek advice from an appropriately qualified professional who is familiar with your individual circumstances.
Any actions or decisions you take based on the Company’s educational resources, software applications, calculators, interactive tools, or other content are made solely at your own discretion and responsibility.
Nothing contained in the Company’s websites, products, software applications, educational resources, or services creates a professional-client relationship between you and the Company.
The Company encourages users to exercise independent judgment, carefully evaluate the information provided, and consider their own circumstances before acting upon any educational content or using any software application, interactive tool, calculator, or digital resource.
4. No Guarantees or Results
The Company makes reasonable efforts to develop high-quality educational resources, software applications, digital products, and online services. However, we do not guarantee that the use of our websites, products, software applications, educational resources, or services will produce any particular result or outcome.
Individual results vary significantly depending on numerous factors beyond the Company’s control, including personal circumstances, knowledge, experience, effort, implementation, decision-making, consistency, external conditions, and other individual or environmental factors.
Any examples, case studies, demonstrations, illustrations, calculations, estimates, simulations, projections, or success stories presented through our websites, software applications, digital products, educational resources, or services are provided solely for educational and illustrative purposes.
Such examples should not be interpreted as guarantees, promises, predictions, or representations that similar results will be achieved by any particular individual or organization.
The Company does not guarantee financial success, business growth, improved health, behavioral change, educational achievement, or any other personal or professional outcome resulting from the use of its products, software applications, educational resources, or services.
Users remain solely responsible for their own decisions, actions, implementation, and results.
The effectiveness of any educational resource, software application, interactive tool, workbook, planner, journal, or digital product depends on its appropriate use and on factors that vary from person to person. For this reason, no representation is made that any specific outcome will be achieved through the use of the Company’s products or services.
5. Accuracy of Information
The Company makes reasonable efforts to ensure that the information published through its websites, software applications, digital products, educational resources, online services, and other business offerings is prepared in good faith and is accurate at the time of publication.
However, information may become outdated over time due to changes in laws, regulations, professional standards, technology, scientific knowledge, market conditions, business practices, or other developments beyond the Company’s control.
Although we periodically review and update our content, we do not represent or warrant that all information will always be complete, accurate, current, reliable, or suitable for every individual circumstance.
Users should independently verify any information before relying upon it, particularly when making financial, legal, medical, business, or other significant decisions.
The Company reserves the right to correct errors, update information, modify content, or remove materials from its websites, software applications, digital products, or services at any time without prior notice, where permitted by applicable law.
The absence of an immediate update should not be interpreted as confirmation that previously published information remains accurate, complete, or applicable to current circumstances.
6. Third-Party Content and Links
The Company’s websites, software applications, digital products, educational resources, and online services may contain links to third-party websites, embedded content, software integrations, online platforms, marketplaces, social media services, payment providers, or other external resources for your convenience or to support the functionality of our products and services.
The inclusion of any third-party content or link does not constitute or imply the Company’s endorsement, sponsorship, recommendation, approval, affiliation, or guarantee of any third-party organization, product, service, website, or content.
The Company does not own or control independent third-party websites, products, services, or content and is therefore not responsible for their availability, accuracy, security, functionality, privacy practices, accessibility, or business operations.
Your access to and use of any third-party website, platform, product, or service is entirely at your own discretion and is subject to the applicable terms, privacy policies, and other legal documents of the respective third-party provider.
The Company encourages users to review the terms, privacy policies, and other applicable legal information of any third-party service before relying on or using such services.
References to third-party products, services, organizations, technologies, publications, or resources are provided solely for informational or educational purposes and should not be interpreted as endorsements or recommendations unless expressly stated by the Company.
7. Software, Calculators, Mini Applications, and Interactive Tools
The Company may develop and provide software applications, mini applications, calculators, interactive tools, questionnaires, trackers, assessments, simulations, decision-support tools, and other digital resources designed to assist users in learning, organizing information, or evaluating different situations.
These tools are provided solely for educational and informational purposes and are intended to support, not replace, independent judgment and individual decision-making.
The outputs, calculations, recommendations, scores, assessments, estimates, simulations, or other results generated by these tools are based solely on the information provided by the user and the design of the applicable software or methodology.
Such outputs should not be interpreted as professional advice, guarantees, predictions, diagnoses, financial recommendations, medical recommendations, legal opinions, or individualized solutions.
Although the Company makes reasonable efforts to design and maintain reliable software applications and digital tools, we do not warrant that any output, calculation, recommendation, estimate, or result generated by these tools will be accurate, complete, error-free, suitable for every situation, or appropriate for your individual circumstances.
Users remain solely responsible for reviewing, interpreting, and evaluating any information generated by the Company’s software applications, calculators, mini applications, interactive tools, or other digital resources before making any personal, financial, legal, medical, business, or other significant decisions.
The Company’s software applications, calculators, mini applications, and interactive tools are intended to support decision-making by organizing information and presenting educational insights. Final decisions, actions, and their consequences always remain the sole responsibility of the user.
8. Testimonials and Examples
The Company’s websites, software applications, digital products, educational resources, online courses, publications, and other content may include testimonials, case studies, examples, illustrations, hypothetical scenarios, demonstrations, simulations, or other educational materials intended to help explain concepts and facilitate learning.
Unless expressly stated otherwise, such materials are provided solely for educational and illustrative purposes.
Testimonials reflect the personal experiences and opinions of the individuals who provided them. Individual experiences vary and should not be interpreted as typical, guaranteed, or expected results.
Case studies, examples, hypothetical scenarios, calculations, demonstrations, and simulations are intended to illustrate concepts or possible applications of educational content. They should not be interpreted as guarantees, promises, predictions, individualized recommendations, or representations of future outcomes.
The Company makes no representation that any user will achieve results similar to those described in testimonials, examples, or case studies.
Users should evaluate all educational materials in light of their own circumstances and should not rely on testimonials, examples, or illustrative content as the sole basis for making personal, financial, legal, medical, business, or other significant decisions.
Some testimonials, examples, case studies, or illustrative scenarios may be simplified or adapted for educational clarity, while preserving the underlying concepts being explained. Such materials should not be interpreted as complete representations of every possible situation or outcome.
9. Limitation of Responsibility
To the fullest extent permitted by applicable law, the Company shall not be responsible for any decisions, actions, or omissions made by users based on information, educational resources, software applications, digital products, online services, calculators, interactive tools, or other content provided through its websites or digital platforms.
Users are solely responsible for evaluating the relevance, accuracy, and suitability of the information provided and for determining whether it is appropriate for their individual circumstances before making any financial, legal, medical, business, educational, or personal decisions.
The Company shall not be responsible for any direct or indirect loss, damage, expense, inconvenience, business interruption, loss of data, loss of profits, or other consequences arising from:
- The use of or inability to use of our websites, products, software applications, or services.
- Reliance on educational or informational content.
- Decisions made based on software applications, calculators, mini applications, or interactive tools.
- Errors, omissions, inaccuracies, delays, or interruptions in the availability of information or services.
- Third-party content, websites, products, services, or external resources.
- Events beyond the Company’s reasonable control.
Nothing contained in this Disclaimer excludes or limits any liability that cannot lawfully be excluded or limited under the mandatory laws applicable to your jurisdiction.
By using the Company’s websites, software applications, digital products, educational resources, and services, you acknowledge and agree that you remain solely responsible for your own decisions, actions, and their consequences, regardless of any educational content, tools, or resources provided by the Company.
10. Changes to This Disclaimer
The Company may update this Disclaimer from time to time to reflect changes in its business activities, websites, software applications, digital products, educational resources, online services, legal requirements, or operational practices.
When material changes are made, we will publish the updated version on this page and revise the Last Updated date accordingly. Where required by applicable law, additional notice may also be provided through our websites or other appropriate communication channels.
Your continued use of the Company’s websites, products, software applications, or services after this Disclaimer has been updated constitutes your acceptance of the revised Disclaimer, to the extent permitted by applicable law.
If you do not agree with any changes to this Disclaimer, you should discontinue your use of the applicable websites, products, software applications, or services.
We encourage you to review this Disclaimer periodically to remain informed about the limitations, scope, and intended use of the Company’s educational content, digital products, software applications, and services.
11. Contact
If you have any questions, comments, or requests regarding this Disclaimer or the educational resources, software applications, digital products, or services provided by the Company, please contact us:
Chave da Liberdade Empreendimentos e Marketing Digital Ltda.
Email:
contact@chavedaliberdade.com
We will make reasonable efforts to review and respond to legitimate inquiries as promptly as reasonably possible.
Effective Date: August 4, 2026
Last Updated: August 4, 2026
This Disclaimer should be read together with our Terms of Service, Privacy Policy, Cookie Policy, Copyright & Intellectual Property Notice, Accessibility Statement, and any additional legal notices or product-specific agreements published by the Company.